If you’ve ever stood in line at Magnolia Bakery in NYC or scrolled past its iconic pudding on social media, you know the hype. But did you know you can recreate that cloud-like, creamy sweetness right at home? This Magnolia Banana Pudding (Copycat) recipe layers fluffy vanilla pudding, pillowy whipped cream, tender banana slices, and those nostalgic Nilla wafers into the perfect Southern-meets-city dessert. It’s a no-bake classic that chills while you chill. In this article, we’ll walk through the story behind this viral favorite, how to get it just right, what to avoid, and how to serve it up for any crowd.
Print
Magnolia Banana Pudding (Copycat): Southern Creamy Classic Made Easy
- Total Time: 7 hours 15 minutes
- Yield: 15 servings
Description
Viral NYC pudding with Southern nostalgia. Magnolia Banana Pudding (Copycat) is a no-bake layered dessert made with instant vanilla pudding, sweetened condensed milk, whipped cream, bananas, and Nilla wafers.
Ingredients
1 (14 oz) can sweetened condensed milk
1 ½ cups ice cold water
1 (3.4 oz) box instant vanilla pudding mix
3 cups heavy whipping cream
4 cups sliced barely ripe bananas
1 (12 oz) box Nilla Wafers
Instructions
1. In a large bowl, beat together the sweetened condensed milk and water until well combined – about 1 minute.
2. Add the pudding mix and beat well – about 2 minutes. Cover and refrigerate for 3–4 hours or overnight.
3. In a separate bowl, whip the heavy cream until stiff peaks form.
4. Gently fold the whipped cream into the chilled pudding until fully combined.
5. In a large glass bowl, layer 1/3 of the wafers, 1/3 of the bananas, and 1/3 of the pudding mixture. Repeat twice more.
6. Garnish the top with extra wafers or wafer crumbs.
7. Cover tightly and refrigerate for at least 4 hours before serving (no more than 8 hours).
Notes
Use barely ripe bananas to prevent browning.
Make sure pudding is fully set before folding in whipped cream.
Can be assembled in individual jars or a 9×13 baking dish if preferred.
- Prep Time: 15 minutes
- Cook Time: 0 minutes
- Category: Heirloom Puddings & Custards
- Method: No-Bake
- Cuisine: American
Table of Contents
Table of Contents
Magnolia Banana Pudding (Copycat) – A Southern Classic in a New York Bowl
From Louisville to the Lower East Side
There’s something deeply Southern about banana pudding. I grew up on it in Louisville cool custard layered with bananas and cookies in my momma’s glass Pyrex, pulled from the fridge just in time for supper. But when I visited Magnolia Bakery in New York City years ago, I was shocked to find the same flavors and the same warm hug feeling just dressed up a little fancier.
That’s what makes Magnolia Banana Pudding (Copycat) such a joy to recreate at home. It captures that sweet, creamy comfort I remember from church potlucks and front-porch afternoons, but with a whipped-light texture that feels downright dreamy.
You don’t need a bakery kitchen or hours of prep. With instant pudding mix, real whipped cream, and a little fridge time, this dessert practically makes itself. It reminds me of other modern takes on classics, like the nostalgic Churro Cheesecake Bars or the ultra-satisfying Booty Dip simple enough for a weeknight, but show-stopping enough for company.
Why This Recipe Works
This copycat version nails the real thing thanks to three important tricks:
- Whipping your own cream instead of using a tub this gives the pudding that fresh, airy lift.
- Letting the pudding chill long enough so it thickens just right.
- Using barely ripe bananas, which stay firm and bright even after hours in the fridge.
Each layer creamy pudding, softening Nilla wafers, and banana slices melds into a texture that’s part mousse, part cake, and fully comforting. Just like Watergate Cake, it’s one of those recipes that feels retro but totally now.

How to Make Magnolia Banana Pudding (Copycat) Step-by-Step
Ingredients That Make the Magic
Magnolia Banana Pudding (Copycat) looks fancy, but the ingredients are surprisingly humble. If you’ve got a can of sweetened condensed milk and a box of pudding mix, you’re already halfway there. Here’s what you’ll need:
- 1 (14 oz) can sweetened condensed milk – This gives the base its signature rich sweetness.
- 1 ½ cups ice cold water – Cold water helps the pudding set properly.
- 1 (3.4 oz) box instant vanilla pudding mix – No stovetop cooking needed here.
- 3 cups heavy whipping cream – Beat this into soft peaks for an airy texture.
- 4 cups sliced barely ripe bananas – Choose ones just turning yellow, not spotty.
- 1 (12 oz) box Nilla Wafers – Their subtle vanilla crunch is key.
This no-bake recipe feels right at home with simple, vintage desserts like Homemade Twinkies or Homemade Cosmic Brownies. It leans on pantry staples and technique, not time or heat.
Layering It Just Right
Here’s how to make it:
1. Make the pudding base.
In a large bowl, whisk together the sweetened condensed milk and cold water until smooth. Add the instant pudding mix and whisk again until no lumps remain. Cover and chill for at least 3–4 hours this step matters. If you don’t let it thicken, your layers will slide around.
2. Whip the cream.
In a second bowl, whip the heavy cream until stiff peaks form. You want it thick and airy not runny.
3. Fold it together.
Gently fold the whipped cream into the chilled pudding. This creates the pillowy texture Magnolia is known for.
4. Assemble in layers.
In a large glass bowl or trifle dish, start with Nilla wafers, then banana slices, then pudding. Repeat until everything’s used up ending with pudding and a few crushed wafers on top.
5. Chill again.
Let it sit for at least 4 more hours (7–8 hours total is ideal) so the cookies soften and the flavors meld.
You’ll be surprised how quickly it disappears just like Oreo Dump Cake at a backyard gathering.
Storage Tips, Browning Bananas & What to Avoid
How to Store Banana Pudding Without Browning the Bananas
The only tricky part of banana pudding? The bananas. As soon as they’re sliced, they start to brown. But there are a few smart tricks to keep your Magnolia Banana Pudding (Copycat) looking as good as it tastes:
- Use barely ripe bananas.
If your bananas are a little green at the stem and just yellow enough to slice, you’re in the sweet spot. These firm, just-ripe bananas hold their shape and color far better than soft, speckled ones. - Tuck them into the pudding.
Make sure each banana slice is fully covered by pudding. Air is the enemy here less exposure means less browning. - Keep it airtight.
Wrap your dish tightly with plastic wrap or a fitted lid. You want to limit air contact as much as possible. - Add lemon juice (optional).
If you’re prepping for a big crowd and need to make this a few hours ahead, you can brush the banana slices lightly with lemon juice. Just don’t overdo it too much will change the flavor.
Personally, I usually skip the lemon and just make sure the bananas are nestled well into the creamy layers. It works beautifully, especially if you’re serving within 6–8 hours.
For another chilled classic that keeps well, check out the ultra-retro Black Forest Cake Revival it’s proof that cold desserts can hold their own in any season.
What NOT to Do When Making This Recipe
Avoid these common mistakes for pudding perfection:
- Don’t rush the chill time.
Let that pudding base firm up in the fridge before adding the whipped cream. If it’s too loose, your layers will turn into a puddle. - Don’t use overripe bananas.
They’ll get mushy and discolored fast, no matter what you do. - Don’t overwhip the cream.
Stiff peaks are good, but if you go too far, it’ll turn grainy. - Don’t soak the wafers.
Some folks try to dip the Nilla wafers in milk to “soften” them faster. Don’t. They’ll get soggy and lose that classic texture that makes banana pudding so satisfying.

Serving Ideas & Similar Southern Custards
How to Serve Magnolia Banana Pudding (Copycat) for Maximum Impact
There’s something special about how this Magnolia Banana Pudding (Copycat) looks when served just right. The layers, the creamy texture, the soft wafers it deserves a proper presentation.
Here’s how I like to do it:
- Use a clear glass bowl or trifle dish. You’ll see every delicious layer the Nilla wafers, the banana slices, and that pillowy pudding. It’s a showstopper on the table.
- Add extra wafer crumbs on top. Crushed Nilla wafers give a little texture and make it look polished.
- Garnish just before serving. If you’re adding fresh banana slices or whipped cream on top, do it right before setting it out to keep things pretty.
For parties or potlucks, I sometimes serve it in individual mason jars or small dessert cups. It makes the dessert feel a little extra fancy while keeping portions neat and easy to grab.
Like Homemade Oreos or Booty Dip, this pudding brings big flavor with little effort. It’s nostalgic, make-ahead friendly, and always a hit with guests.
Other Classic Custards and Pudding-Style Desserts to Try
If Magnolia-style banana pudding has you swooning, here are a few more retro-inspired treats worth making:
- Vanilla Wafer Custard Cups – Baked until silky and served warm or chilled.
- Layered Chocolate Pudding Parfaits – Like the ones grandma made but with a whipped twist.
- Banana Cream Pie Jars – Similar ingredients, but packed into pie crust crumbles for a travel-ready dessert.
- Ambrosia Pudding Salad – Yes, it’s sweet, fluffy, and full of 1960s flair.
The best part about pudding-style desserts is their flexibility. You can make them ahead, serve them cold, and tweak them endlessly. And if you’re into that nostalgic vibe, don’t miss my favorite shortcut comfort treat: Churro Cheesecake Bars they’re every bit as satisfying.
Whether it’s Sunday supper or a potluck with friends, this pudding belongs in your heirloom dessert collection.
Frequently Asked Questions About Magnolia Banana Pudding (Copycat)
What makes Magnolia Banana Pudding (Copycat) so special?
The secret lies in its texture. Unlike traditional Southern banana pudding that uses a cooked custard, Magnolia Banana Pudding (Copycat) blends instant vanilla pudding with sweetened condensed milk and real whipped cream. The result is light, airy, and not overly sweet. Combine that with layers of softened Nilla wafers and perfectly ripe bananas, and you’ve got a dessert that’s rich but balanced perfect for impressing guests or indulging on a quiet night in.
How do you keep bananas from browning in banana pudding?
To keep bananas from turning brown, use slightly underripe bananas they hold up better. Also, make sure they’re completely covered in pudding to limit air exposure. For extra protection, brush slices lightly with lemon juice or rinse briefly in club soda (it doesn’t alter the taste). Cover the pudding tightly and chill no longer than 8 hours before serving.
How long does banana pudding last in the fridge?
Banana pudding is best enjoyed the day it’s made, but it can last up to 2 days in the refrigerator if tightly covered. The texture will start to soften as the wafers break down and the bananas age. If you’re planning to store it longer, consider slicing fresh bananas for each serving instead of layering them into the whole dish.
What’s a good substitute for Nilla Wafers?
If you don’t have Nilla Wafers on hand, try using graham crackers, butter cookies, shortbread, or even sponge cake. Just remember whatever substitute you use should be dry and crisp enough to absorb the pudding without turning mushy. Each will bring a slightly different texture, so test and see what fits your flavor profile best.
Conclusion
Magnolia Banana Pudding (Copycat) isn’t just dessert it’s comfort, nostalgia, and a little slice of Southern tradition layered in a bowl. Whether you’re whipping it up for a family gathering or just craving something cool and creamy after dinner, this recipe delivers every time. It’s the kind of dish that brings people back for seconds, and maybe even thirds.
From the tender bananas to the cloud-like pudding and soft vanilla wafers, every bite reminds you that simple ingredients done right can feel extraordinary. If you loved this one, come find more heirloom desserts, Southern comfort food, and no-fuss crowd-pleasers on my Facebook page. That’s where the Gemmir Kitchen community keeps the goodness going.